Dar sirf udaaharan hain. Apne bank ki asli dar daalein.
Har mahine ki EMI₹0
Kul byaaj
Kul chukaana
Saal-dar-saal hisaab dekhein
| Saal | Mool chukaaya | Byaaj | Baaki loan |
|---|
EMI ka formula
EMI = P × r × (1 + r)n ÷ ((1 + r)n − 1). Yahan P loan ki rakam, r mahine ki byaaj dar (saalana dar ÷ 12 ÷ 100) aur n kul mahine hain.
EMI kam kaise karein
- Loan ka samay badhane se EMI ghatti hai, lekin kul byaaj badh jaata hai.
- Shuruaati saalon mein EMI ka bada hissa byaaj mein jaata hai. Jaldi prepayment karne se sabse zyada bachat hoti hai.
- Processing fee aur insurance bhi jodkar asli kharcha dekhein.
Aksar pooche jaane wale sawal
EMI kaise kam karein?
Loan ka samay badhaane se EMI kam hoti hai par byaaj badhta hai. Jaldi prepayment karna sabse zyada bachat deta hai.
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